VaulTrus
Create your Vault

MONEY CLARITY, BEFORE YOU COMMIT

Your money.
A clearer way forward.

A balance tells you what you have. VaulTrus shows what you can actually use: what life already needs, what is protected, and what remains yours to decide.

Create your own VaultExplore Alex’s Vault
No bank connection requiredYou decide what enters your Vault
ALEX’S VAULT · SAMPLE DATAWhy this number?
Safe to spend now — through Sep 30

Internet is due Sep 28. It is already included in this plan.

Protected money$2,189.90
Tightest momentSep 30
SPENDING THIS MONTH
Housing65%
Groceries12%
Shopping12%
Japan, finally20% funded
Sample finances · September 26, 2026Explore Alex’s Vault
YOUR BALANCE IS NOT YOUR ANSWER

See what is spoken for — and what is actually free.

VaulTrus separates what exists from what is already needed. Bills, reserves and near-term pressure stay visible, so your everyday number carries context instead of guesswork.

Alex’s sample balanceIllustrative Vault
$10,202.10

One balance. Three very different jobs.

Bills & commitments$689.90
Safety reserve$1,500
Genuinely free$8,012.20
Sample finances, September 26. All three amounts add up to the same balance.
HOW IT WORKS

Tell it what you know.
It works out what is safe.

  1. 01

    Add what you know

    Money in hand, income you are sure of, bills with dates. Important unknowns stay visible until you confirm them.

  2. 02

    See what is protected

    Known bills are considered before they are due. Reserves and commitments stay accounted for when you make a decision.

  3. 03

    Ask before you decide

    Try a purchase against your dated plan. Get a plain answer, the reason, and what would change.

CAN I AFFORD IT?

Ask first.
Get a straight answer.

A decision deserves more than a glance at your balance. Check the amount and the date against what is already protected. Try it on Alex.

Open Alex’s full Vault
$
Yes, it fits.

The bills, savings and reserve in Alex’s sample remain covered.

Safe before$8,012.20
Safe after$7,832.20
A sample calculation. Nothing is saved.
ONE BRAIN, MANY KINDS OF MONEY

Not everyone has a salary.
VaulTrus adapts.

Steady salary

See beyond payday.

Bring pay dates and bills into the same plan, so timing is part of the answer.

Irregular income

Only confirmed money counts.

An expected payment is different from money you can rely on. Your plan keeps that distinction.

Savings, no income

Give your money a horizon.

See how long the money in hand can cover your known needs, and where pressure begins.

STAY AWARE WITHOUT LIVING IN A SPREADSHEET

Your money keeps moving.
Your Vault should keep up.

Your daily picture, a little perspective and a clearer record of what changed. Open the detail when you need it.

FINANCIAL PULSE · TODAY

Stable, with nothing urgent.

See what is protected and the next date that matters.

Through Sep 30$8,012.20 safe to spend
SPENDING PERSPECTIVE

See the pattern, not just entries.

Understand where money went, with the detail a tap away.

Housing
Groceries
Shopping
Subscriptions
Food
MONTH IN REVIEW

A financial story worth opening.

Income, spending, savings and the changes that matter, in one calm review.

September · sample
Money in$8,500
Money out$2,757.90
Put aside$1,260
PRICING

One plan.
Everything included.

No tiers to decode. One introductory trial, then a simple monthly price.

VAULTRUS
$9.99/ month

7 days to explore your personal Vault.

  • Safe to Spend and Protected Money
  • Can I Afford It? with reasons
  • Financial Pulse and dated planning
  • Activity, goals and spending reviews
  • Your own themes, export and deletion
Create your own VaultIntroductory pricing. Paid membership is not open yet; no payment is collected.
PRIVACY & SECURITY

No bank connection required.
You decide what enters.

Only what you choose

Your balances and commitments, entered on your terms. VaulTrus never needs your bank login.

Your own personal Vault

Your financial records stay associated with your account. Alex’s sample is separate.

Room to leave

Export your records or delete your account from Settings. The controls stay available after your trial.

Read how VaulTrus handles your data
A LITTLE MORE CLARITY

Good questions.
Straight answers.

Do I have to connect a bank?

No. Keep the balances, activity and commitments you choose to record up to date.

Does it work without a salary?

Your Money Plan can represent irregular income or no income. Only confirmed, guaranteed inflows enter protected planning.

What does a spending answer cover?

The facts and dates you have confirmed. If an important answer is missing, the decision asks for it. Review the explanation to see exactly what is included.

What does AI do?

Quick Add can interpret a note into proposed details. You review before saving. Financial calculations use deterministic code. Rules mode sends no notes to an AI provider.

What happens after the trial?

Financial changes pause. Settings, export and deletion remain available. Deleting your account does not reset the original trial window.

Can I make it feel like mine?

Choose your theme and accent in Theme Studio. VaulTrus is currently silent and respects reduced-motion preferences.

YOUR MONEY. YOUR DECISIONS.

Know what you can
actually afford.

Create your own VaultExplore Alex’s Vault
7-day introductory trial. No bank connection required.