VaulTrus
Create your Vault
THE VAULTRUS APPROACH

A balance is a fact.
A plan gives it meaning.

Your resources, commitments and their dates, brought together. See what is spoken for, what needs attention and what a decision changes.

Explore Alex’s Vault
YOUR BALANCE IS NOT YOUR ANSWER

See what is spoken for — and what is actually free.

VaulTrus separates what exists from what is already needed. Bills, reserves and near-term pressure stay visible, so your everyday number carries context instead of guesswork.

Alex’s sample balanceIllustrative Vault
$10,202.10

One balance. Three very different jobs.

Bills & commitments$689.90
Safety reserve$1,500
Genuinely free$8,012.20
Sample finances, September 26. All three amounts add up to the same balance.
HOW IT WORKS

Tell it what you know.
It works out what is safe.

  1. 01

    Add what you know

    Money in hand, income you are sure of, bills with dates. Important unknowns stay visible until you confirm them.

  2. 02

    See what is protected

    Known bills are considered before they are due. Reserves and commitments stay accounted for when you make a decision.

  3. 03

    Ask before you decide

    Try a purchase against your dated plan. Get a plain answer, the reason, and what would change.

CAN I AFFORD IT?

Ask first.
Get a straight answer.

A decision deserves more than a glance at your balance. Check the amount and the date against what is already protected. Try it on Alex.

Open Alex’s full Vault
$
Yes, it fits.

The bills, savings and reserve in Alex’s sample remain covered.

Safe before$8,012.20
Safe after$7,832.20
A sample calculation. Nothing is saved.
ONE BRAIN, MANY KINDS OF MONEY

Not everyone has a salary.
VaulTrus adapts.

Steady salary

See beyond payday.

Bring pay dates and bills into the same plan, so timing is part of the answer.

Irregular income

Only confirmed money counts.

An expected payment is different from money you can rely on. Your plan keeps that distinction.

Savings, no income

Give your money a horizon.

See how long the money in hand can cover your known needs, and where pressure begins.

STAY AWARE WITHOUT LIVING IN A SPREADSHEET

Your money keeps moving.
Your Vault should keep up.

Your daily picture, a little perspective and a clearer record of what changed. Open the detail when you need it.

FINANCIAL PULSE · TODAY

Stable, with nothing urgent.

See what is protected and the next date that matters.

Through Sep 30$8,012.20 safe to spend
SPENDING PERSPECTIVE

See the pattern, not just entries.

Understand where money went, with the detail a tap away.

Housing
Groceries
Shopping
Subscriptions
Food
MONTH IN REVIEW

A financial story worth opening.

Income, spending, savings and the changes that matter, in one calm review.

September · sample
Money in$8,500
Money out$2,757.90
Put aside$1,260
YOUR MONEY. YOUR DECISIONS.

Know what you can
actually afford.

Create your own VaultExplore Alex’s Vault
7-day introductory trial. No bank connection required.